Terms of Use

Acceptance of Terms

By accessing, browsing, or using ImpairmentCalculator.us (the "Website"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use ("Terms") and all applicable laws and regulations. If you do not agree with any part of these Terms, you must discontinue use of this Website immediately.

These Terms apply to all visitors, users, and others who access or use the Website. Your continued use of the Website constitutes your ongoing acceptance of these Terms as they may be updated from time to time.

Description of Service

ImpairmentCalculator.us provides a free, online estimation tool designed to help users understand potential workers' compensation impairment ratings and related settlement figures. The Website offers:

• An interactive impairment rating payout calculator based on publicly available workers' compensation guidelines
• Educational articles, guides, and resources about workers' compensation processes in the United States
• General information about Impairment and Benefit Base (IBB) ratings, settlement ranges, and related topics
• Links to third-party resources and legal aid directories

The Website is intended to provide general educational information only. It is not intended to be a substitute for professional legal, medical, or financial advice.

No Legal Advice — Important Disclaimer

No attorney-client, doctor-patient, or any other professional relationship is created by your use of this Website or any communication with us. The results generated by our calculator are estimates based on generalized data and may not reflect the specific rules, formulas, or outcomes applicable in your state or jurisdiction.

Workers' compensation laws vary significantly by state. Impairment ratings, settlement values, and eligibility requirements differ across jurisdictions and are subject to change. You should not rely on the information provided on this Website as a substitute for personalized legal advice from a licensed attorney who is familiar with your specific circumstances.

Accuracy of Information

While we make reasonable efforts to ensure that the information on ImpairmentCalculator.us is accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the Website or the information, products, services, or related graphics contained on the Website for any purpose.

Calculator results are estimates only. Actual settlement amounts depend on numerous factors including, but not limited to:

• The specific workers' compensation laws of your state
• Your individual medical records and physician's impairment rating
• Your pre-injury average weekly wage and employment history
• Negotiation outcomes between parties and their legal representatives
• Decisions made by workers' compensation boards or courts
• Any applicable caps, offsets, or reductions under state law

Any reliance you place on information from this Website is strictly at your own risk.

Acceptable Use

You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of others. You must not use this Website:

• In any way that violates any applicable local, state, national, or international law or regulation
• To transmit any unsolicited or unauthorized advertising or promotional material
• To impersonate any person or entity, or to misrepresent your affiliation with any person or entity
• To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Website
• To attempt to gain unauthorized access to any portion of the Website or its related systems
• To introduce viruses, trojans, worms, or other harmful or technologically disruptive material
• To scrape, harvest, or collect data from the Website using automated means without our express written permission
• For any commercial purpose without our prior written consent

Intellectual Property

All content on ImpairmentCalculator.us — including but not limited to text, graphics, logos, icons, images, audio clips, data compilations, and software — is the property of ImpairmentCalculator.us or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes. This license does not include:

• Reselling or commercial use of the Website or its content
• Collecting and using any product listings, descriptions, or prices
• Making any derivative use of the Website or its content
• Downloading or copying account information for the benefit of another party
• Using data mining, robots, or similar data gathering and extraction tools

Any unauthorized use terminates the permission or license granted by ImpairmentCalculator.us.

Third-Party Links and Content

This Website may contain links to third-party websites, resources, or services that are not owned or controlled by ImpairmentCalculator.us. These links are provided for your convenience and informational purposes only.

We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not endorse or make any representations about third-party websites, the information contained therein, or any products or services described thereon.

We strongly advise you to read the Terms of Use and Privacy Policy of any third-party website that you visit. Your use of third-party websites is at your own risk.

Limitation of Liability

In no event shall our total liability to you for all claims arising from or related to the Website exceed one hundred U.S. dollars ($100.00).

This limitation of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if ImpairmentCalculator.us has been advised of the possibility of such damage.

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability for incidental or consequential damages. In such jurisdictions, our liability shall be limited to the greatest extent permitted by law.

Indemnification

You agree to defend, indemnify, and hold harmless ImpairmentCalculator.us and its owners, operators, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your use of or reliance on the Website or its content
• Your violation of these Terms of Use
• Your violation of any rights of a third party
• Any content you submit, post, or transmit through the Website

Changes to These Terms

We reserve the right to modify, update, or replace these Terms of Use at any time at our sole discretion. Changes will be effective immediately upon posting to the Website. The "Last Updated" date at the top of this page will reflect the most recent revision.

Your continued use of the Website following the posting of any changes constitutes your acceptance of those changes. We encourage you to review this page periodically for any updates. If you do not agree to the modified Terms, you should discontinue use of the Website.

Governing Law & Dispute Resolution

These Terms of Use shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any legal action or proceeding relating to your access to, or use of, this Website shall be instituted in a federal or state court.

You and ImpairmentCalculator.us agree to submit to the personal jurisdiction of such courts and waive any objection to the laying of venue of any such proceeding.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Contact Information

If you have any questions about these Terms of Use, please contact us using the information below. We will make reasonable efforts to respond to all inquiries in a timely manner.