New York Impairment Rating Payout Calculator — Workers' Comp 2026 | NY PPD Settlement
🗽 New York · Workers' Comp · 2026

New York Impairment
Rating Payout

Calculator

Enter your NY impairment rating % and weekly wage — get an instant estimate of your New York PPD settlement under NY Workers' Compensation Law Section 15. Free, no sign-up required.

500
Max comp weeks (NY)
$1,125
Max weekly benefit
60s
To get your estimate
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Estimated Payout — New York · 12% Rating
$45,000
Based on $1,000/wk AWW · 60 comp weeks
Weekly Wage
$1,000
Impairment %
12%
Weeks Earned
60 wks

Key Facts About NY Impairment
Rating Payouts

New York uses a unique Schedule Loss of Use (SLU) system for most permanent partial disability claims, alongside a general impairment formula. Here's what determines your payout.

500
Maximum Comp Weeks
New York allows up to 500 weeks of PPD compensation for permanent partial disability claims — among the highest in the nation.
$1,125
Max Weekly Benefit (2026)
The maximum weekly workers' comp benefit in New York is $1,125/week (2/3 of the state average weekly wage). Your actual benefit is 2/3 of your AWW, up to this cap.
§ 15
NY WC Law Section 15
Section 15(3) of the NY Workers' Compensation Law defines the Schedule Loss of Use (SLU) chart — the official table that governs body part impairment payouts.
Sec. 32
Lump-Sum Settlements
New York allows injured workers to negotiate a Section 32 Waiver Agreement — a lump-sum settlement that closes the case. Must be approved by the NYWCB.
✓ NY-specific formula applies WC Law Section 15
✓ SLU chart included for scheduled body part injuries
✓ No personal data collected all calculations run in your browser
✓ Updated for 2026 reflects current NY benefit rates

Calculate Your New York Workers'
Comp Impairment Payout — Free

Enter your New York impairment rating and average weekly wage. Results apply the NY Workers' Compensation Law formula. For a Section 32 settlement estimate, always consult a qualified NY workers' comp attorney.

%
$
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Select your injury type, loss of use %, and weekly wage to see your estimated New York payout.

New York SLU Chart &
How the Formula Works

What Is Schedule Loss of Use (SLU)?

New York uses a Schedule Loss of Use (SLU) system for injuries to specific body parts — arms, legs, hands, feet, eyes, and hearing. Under NY WC Law Section 15(3), each body part has a maximum number of compensation weeks assigned by the legislature. Your SLU percentage of that maximum determines your total benefit.

The New York SLU Formula

NY SLU Payout =
SLU % × Max Scheduled Weeks × AWW × 2/3

Example: 25% SLU arm × 312 wks × $1,000 × 0.667
= $52,000 (estimated)

For non-scheduled injuries (spine, internal organs, psychological), New York applies a general permanent partial disability (PPD) formula based on lost earning capacity and impairment percentage, up to 500 weeks.

What Is a Section 32 Settlement?

A Section 32 Waiver Agreement closes your NY workers' comp case in exchange for a lump-sum payment covering your PPD benefits, future medical, and sometimes lost wages. The New York Workers' Compensation Board (NYWCB) must approve all Section 32 agreements. Most injured workers negotiate these agreements to receive their full settlement upfront rather than waiting for weekly payments.

Body Part
Max Weeks
@ $1,125/wk cap
💪 Arm
312
$234,000
🦵 Leg
288
$216,000
✋ Hand
244
$183,000
🦶 Foot
205
$153,750
👁 Eye
160
$120,000
👂 Hearing Loss
150
$112,500
👍 Thumb
75
$56,250
☝ Index Finger
46
$34,500
🖐 Middle Finger
30
$22,500
💔 General PPD
500
$375,000

* Maximum amounts shown at the NYS wage cap of $1,125/wk (2/3 benefit). Actual amounts depend on your AWW and SLU percentage. Source: NY WC Law § 15(3).

NY Impairment Rating Payout Chart
by Rating % & Wage

Quick reference for common impairment rating scenarios in New York. These estimates apply the general PPD formula (Rating % × 5 wks/point × AWW × 2/3). Amounts shown at three common wage levels.

For SLU (scheduled body part) claims, use the calculator above — SLU payouts depend on the specific body part's maximum weeks, not a fixed per-point multiplier.

Rating
$700/wk AWW
$900/wk AWW
$1,125/wk (cap)
5%
$11,667
$15,000
$18,750
10%
$23,333
$30,000
$37,500
15%
$35,000
$45,000
$56,250
20%
$46,667
$60,000
$75,000
25%
$58,333
$75,000
$93,750
30%
$70,000
$90,000
$112,500
40%
$93,333
$120,000
$150,000
50%
$116,667
$150,000
$187,500

* Formula: Rating % × 5 wks/point × AWW × 2/3. Max 500 weeks. All values estimated. Verify with a NY workers' compensation attorney.

How NY Workers' Comp Impairment
Ratings Are Determined

The process from workplace injury to final New York workers' comp settlement — what to expect at each stage.

1

Workplace Injury & Report

Report your injury to your employer within 30 days (NY law). File a workers' comp claim with the NYWCB. Medical treatment begins under your employer's insurance carrier.

2

Treatment Until MMI

Receive authorized treatment until your condition stabilizes. Your doctor declares Maximum Medical Improvement (MMI). At this point, your permanent impairment is assessed.

3

SLU or PPD Rating

A physician assigns a Schedule Loss of Use (SLU) percentage for scheduled body parts, or a general PPD impairment percentage for non-scheduled injuries (spine, internal organs).

4

Settlement or Weekly Benefits

You receive benefits as weekly payments OR negotiate a Section 32 lump-sum settlement. The NYWCB must approve all Section 32 agreements before funds are released.

Built for NY Injured Workers.
Grounded in NY State Law.

New York workers' compensation law is among the most complex in the country. This calculator applies NY WC Law Section 15 and current state benefit rates to give you an accurate starting estimate.

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NY-Specific Formulas

This calculator applies New York's actual statutory formulas from WC Law § 15(3) — including the SLU schedule for body part injuries and the general PPD formula for non-scheduled injuries. Not a national average estimate.

🧮

SLU + General PPD

New York uses two separate systems: the Schedule Loss of Use (SLU) for specific body parts, and a general earning capacity formula for spine, brain, and internal organ injuries. This tool handles both.

🏛️

NYWCB Compliant

All formulas reflect the official New York Workers' Compensation Board (NYWCB) guidelines and the 2026 maximum weekly benefit rate. Section 32 settlement estimates require attorney review.

✓ NY WC Law § 15 aligned statutory SLU schedule applied
✓ 2026 benefit caps $1,125/wk maximum applied
✓ No data collected calculations run in your browser
✓ 100% free no sign-up or payment required

Common Questions About
NY Workers' Comp Impairment Payouts

How is an impairment rating payout calculated in New York?
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In New York, most permanent partial disability payouts for scheduled body parts use the Schedule Loss of Use (SLU) formula: SLU % × Maximum Scheduled Weeks × AWW × 2/3. For a 20% SLU of an arm (312 max weeks) at $1,000/week AWW, the payout would be approximately $41,600. For non-scheduled injuries, New York applies a general PPD formula based on impairment % and lost earning capacity, up to 500 weeks.
What is the maximum workers' comp payout in New York?
+
The theoretical maximum for a permanent partial disability in New York is 500 weeks × $750/week (2/3 of the $1,125 wage cap) = $375,000. For scheduled body parts, maximums vary: an arm is capped at 312 weeks (~$234,000), a leg at 288 weeks (~$216,000). Most actual settlements are negotiated lower through Section 32 Waiver Agreements.
What is Schedule Loss of Use (SLU) in New York?
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Schedule Loss of Use (SLU) is New York's system for compensating permanent injuries to specific body parts listed in WC Law § 15(3). A physician assigns a percentage of loss to the affected limb or organ. That percentage is applied to the statutory maximum weeks for that body part to calculate your benefit. For example, 30% SLU of a leg (288 max weeks) = 86.4 compensation weeks.
What is a Section 32 settlement in New York?
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A Section 32 Waiver Agreement is a lump-sum settlement under NY Workers' Compensation Law that closes your case permanently. It typically includes your PPD or SLU benefits, future medical costs, and may include wage replacement. The NYWCB must approve all Section 32 agreements to ensure they are fair. Once approved, the insurer releases the full lump-sum payment. Most injured workers benefit significantly from having an attorney negotiate their Section 32.
Can I dispute my SLU rating in New York?
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Yes. If you disagree with the SLU percentage assigned, you can request a hearing before the NYWCB and present an independent medical opinion. Many injured workers obtain a second SLU evaluation from a physician of their own choosing. Disputes are common — insurers often assign lower SLU percentages. A workers' compensation attorney can help you present medical evidence to obtain a fair rating.
How long does it take to receive a NY workers' comp settlement?
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The timeline varies significantly. After reaching MMI, the SLU rating process typically takes 3–6 months through hearings and medical evaluations. Negotiating a Section 32 settlement can add another 3–12 months. From injury to final settlement, most New York workers' comp cases take 1–3 years. Having an experienced NY workers' comp attorney generally accelerates the process and increases the settlement amount.
Does my AWW affect my New York settlement?
+
Yes, significantly. Your Average Weekly Wage (AWW) is multiplied by 2/3 to determine your weekly benefit rate, which is then multiplied by your compensation weeks. New York's AWW cap is $1,125/week (2026). If your actual AWW is below $562.50, you receive 2/3 of your AWW. If your AWW exceeds $1,125, your benefit is capped at $750/week. Wages from multiple jobs at the time of injury are typically combined to calculate AWW.
Is this NY calculator free and accurate?
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This calculator is completely free — no sign-up, fees, or personal data required. Results apply New York's published statutory formulas and are intended for educational purposes. Actual settlements depend on your specific injury date, SLU determination, insurer negotiations, and NYWCB decisions. Always consult a licensed NY workers' compensation attorney before accepting any settlement offer or signing a Section 32 agreement.
⚠ Legal Disclaimer
This New York impairment rating payout calculator provides estimates for informational and educational purposes only. Results are based on New York Workers' Compensation Law § 15(3) and general PPD formulas derived from publicly available statutes. This is not legal advice. Actual benefit amounts depend on your specific injury date, employer, insurer, NYWCB decisions, Schedule Loss of Use determination, and other individual factors. This tool does not establish an attorney-client relationship. New York workers' compensation law is complex. Always consult a licensed New York workers' compensation attorney or the New York Workers' Compensation Board (nycirb.org / wcb.ny.gov) for advice specific to your situation. The operators of this website are not lawyers or medical professionals and do not guarantee the accuracy, completeness, or timeliness of any calculation.